Southwest Fast Rewards Plus Credit score Card Overview
The Southwest Fast Rewards Plus Credit score Card, like all co-branded journey playing cards, is geared toward individuals who frequently fly with Southwest Airways.
This can be a premium journey card that gives 3,000 miles yearly you might have it, a reduction on in-flight purchases, and two free EarlyBird Examine-Ins every year.
This card additionally encompasses a rewards construction, offering bonus miles on spending classes like transit, commuting, web, cable, cellphone, and choose streaming.
One other power of this card is its 50,000-mile signup bonus — which is greater than sufficient to get you a round-trip ticket or two!
In the event you’re fascinated about including the Southwest Fast Rewards Plus Credit score Card to your pockets, this information will show you how to resolve.
Is the Southwest Fast Rewards Plus Card for me?
The Southwest Fast Rewards Plus Card is designed for frequent flyers who prefer to journey with Southwest.
Which means should you’re a loyal Southwest buyer or dwell close to a Southwest hub, this card is likely to be a terrific possibility for you. You’ll speed up your earnings towards free flights and get some strong perks, equivalent to two free EarlyBird Examine-Ins every year.
In the event you aren’t a fan of Southwest or dwell in a spot the place Southwest isn’t as prevalent, this card seemingly received’t be as useful as one other airline or generic journey rewards bank card.
What makes this bank card totally different?
What makes the Southwest Fast Rewards Plus Card totally different is its deal with Southwest Airways.
As a result of it’s a co-branded card, it may provide distinctive advantages and perks that generic journey bank cards can’t. In the event you fly Southwest incessantly, you’ll take pleasure in these perks.
This card additionally comes with a nice signup bonus within the type of 50,000 factors while you spend $1,000 utilizing the cardboard inside three months of opening your account.
You too can obtain 10,000 Companion Go qualifying factors enhance every year. With the Companion Go, you possibly can title one individual, equivalent to a partner, associate, or good friend, to be your companion. They will get a free ticket on any flight you ebook for your self.
Generic journey playing cards don’t provide these specialised advantages and bonuses, so that they seemingly received’t be as interesting to individuals who favor to fly with Southwest.
Associated: Greatest bank card join bonuses
What are my probabilities of getting accredited?
As with all bank card, it’s necessary to consider whether or not you might have an opportunity of qualifying earlier than you apply. Making use of for a brand new bank card drops your credit score rating by a couple of factors, so that you don’t need to decrease your credit score for no purpose.
Chase, this Southwest bank card’s issuer, says that candidates require good credit score to be eligible for the cardboard. Meaning you need to attempt to have a credit score rating of about 670 or increased earlier than you apply.
All the main points of the Southwest Fast Rewards Plus Card
Bank cards are sophisticated, so earlier than you join one, you will need to be sure you perceive how they work.
Charges and charges
The very first thing to have a look at while you need to get a brand new bank card is how a lot the cardboard will price. Some playing cards, together with journey playing cards, have annual charges, so that you need to be certain that the advantages and perks you’ll get cowl the price of having the cardboard.
The Southwest Fast Rewards Plus Card prices $69 per yr.
Perks and rewards
Relating to journey playing cards, it’s all in regards to the perks and rewards. A great journey card ought to allow you to earn your approach towards free journeys and show you how to journey extra comfortably.
The Southwest Fast Rewards Plus Card does all of it, with a terrific signup bonus, robust ongoing rewards, and a few good perks to make use of everytime you’re on a flight.
To begin issues off, you possibly can earn 50,000 factors while you spend $1,000 inside your first three months of getting the cardboard.
After that, you’ll earn:
- 2 factors for every greenback spent on Southwest purchases.
- 2 factors for every greenback spent on Fast Rewards® lodge and automotive rental companions.
- 2 factors for every greenback spent on native transit and commuting, together with rideshare.
- 2 factors for every greenback spent on web, cable, cellphone companies, and choose streaming companies.
- 1 level for every greenback spent on all different purchases.
As for perks, cardholders will get a 3,000-point bonus on every card member anniversary. You too can use the cardboard to get two free EarlyBird Examine-Ins every year and 25% again on all inflight purchases.
You’ll additionally get all the standard bank card perks and advantages, together with prolonged guarantee safety and buy safety.
Associated: Greatest journey rewards playing cards
The way to apply
The simplest technique to apply for the Southwest Fast Rewards Plus card is to go to Chase’s web site. Chase is the financial institution that Southwest companions with to supply this bank card.
To begin the method, you’ll enter your private information, together with your:
- Date of start.
- Mom’s maiden title.
- Social Safety quantity.
- Deal with.
You’ll additionally want to supply your Southwest Fast Rewards quantity when you’ve got one. In the event you don’t, Chase will mechanically set one up for you should you’re accredited.
Lastly, you’ll enter whether or not you hire or personal, your month-to-month hire cost quantity (if relevant), and your complete annual revenue. When you apply, Chase will assessment it and make a lending determination.
Usually, Chase can decide immediately. Nonetheless, if the financial institution has bother matching your info to your credit score file or desires to take a more in-depth take a look at a number of the software particulars, you might have to attend for a choice within the mail.
You probably have points along with your Southwest Fast Rewards Plus card, the most effective factor to do is attain out to Chase’s customer support.
You may contact Chase by signing in to your account and sending a safe message. You too can name bank card customer support at 1-800-432-3117 or contact @ChaseSupport on social media.
Different stuff you need to know
One necessary factor to notice in regards to the Southwest Fast Rewards Plus card is that it’s not the one Southwest journey card accessible. There are two others: the Precedence card and the Premier card.
The Plus is the entry-level card. It has the bottom annual price however the fewest perks of the three Southwest playing cards.
The Premier card is the following stage up from the Plus card. It has a better annual price at $99 however provides 3x factors on all Southwest purchases, 6,000 factors on each cardmember anniversary, and bonus qualifying factors towards A-Record standing.
The Precedence card is the top-end Southwest card. It has a $149 annual price however provides 7,500 factors on each card member anniversary and a $75 credit score for Southwest journey every year. You’ll additionally obtain 4 upgraded boardings every year.
One other factor to think about is that the Southwest Fast Rewards Plus card is designed for Southwest flyers. The rewards you earn are fairly rigid and usually solely good for Southwest flights. There are some reward card redemption choices, however they aren’t worth.
Various bank cards to the Southwest Fast Rewards Plus Card Credit score Card
If the Southwest Fast Rewards Plus Card doesn’t appear to be the suitable one for you, think about the next alternate options:
- Southwest Precedence: This card is helpful for individuals who spend so much on it and need to earn A-Record standing.
- Southwest Premier: For frequent vacationers, this card’s annual assertion credit score and factors largely cowl the price. You’ll additionally benefit from the upgraded boarding perk.
- Chase Sapphire Most well-liked® Card: That is one other Chase card with much more versatile rewards, letting you redeem factors for any journey.
- Capital One Enterprise Rewards Credit score Card: This card has a $95 annual price and provides robust money again charges on journey purchases.
- American Specific Gold: That is the mid-tier Membership Rewards card. It provides versatile rewards and earnings fee on meals and journey.
How do you identify which bank card is best for you?
If you’re out there for a brand new bank card, you need to evaluate your choices to search out the suitable one. When making this comparability, think about the next components:
- Your capacity to qualify. Card issuers design totally different playing cards for folks with totally different credit score profiles. Earlier than you apply, be sure you have probability of qualifying for the cardboard.
- Charges. Some playing cards, particularly journey playing cards, carry annual charges. Be sure you’re getting sufficient worth from the cardboard to make the price value paying.
- Perks. Every card has a unique set of perks and advantages. Be certain that the perks you obtain from the cardboard are helpful for you.
- Rewards. Bank cards can provide money again, factors, miles, or different rewards. Be certain that the rewards on provide align along with your targets. It’s additionally necessary to consider their flexibility. You don’t need to be caught with miles you possibly can’t use. Additionally, think about the speed of incomes these rewards, and search for playing cards that provide bonuses on the varieties of purchases you make most frequently.
- Charges. Usually, you need to keep away from carrying a bank card steadiness each time doable. Nonetheless, typically you must carry a steadiness. When that occurs, having a card with a low rate of interest is sweet.
Southwest Fast Rewards Plus Card FAQ
Can I pool my Southwest miles with another person’s?
No, Southwest doesn’t provide any technique to pool your rewards with one other individual.
What’s the Southwest Companion Go?
The Southwest Companion Go is a perk you possibly can earn via a bank card signup bonus or by taking quite a lot of flights in a single yr. If you earn this move, you possibly can select one different individual to get a free ticket on each flight you ebook till the top of the calendar yr after you earned it.
So, should you earn the move in 2023, it’s going to expire on the finish of 2024. Some passes earned via promotions have totally different expiration dates.
Can I redeem my Southwest factors for issues apart from flights?
Sure, you possibly can redeem your Southwest factors for reward playing cards to many in style retailers. Nonetheless, redeeming factors for flights is often a greater worth.
Why select the Southwest Fast Rewards Plus Card?
With a robust signup bonus and a few good perks, the Southwest Fast Rewards Plus Card is an efficient possibility for frequent Southwest fliers.
Given its cheap value, substantial signup bonus, and useful perks, we give the Southwest Fast Rewards Plus Credit score Card a 4 out of 5 score.
In the event you suppose that is the suitable card for you, apply now.